ING Home and Contents Insurance is issued by Auto & General Insurance Company
Ltd ABN 42 111 586 353 AFSL 285571 as insurer. It is distributed by Auto & General Services Pty
Ltd ABN 61 003 617 909 AFSL 241411 (AGS) and by ING Bank (Australia) Ltd ABN 24 000 893 292 as
Authorised Representative 1247634 of AGS. ING is a business name of ING Bank (Australia) Ltd
(ING). An ING Insurance policy issued does not represent a deposit with or liability of, and is
not guaranteed or otherwise supported by, ING or its related bodies corporate. ING will receive
a commission from AGS for each policy purchased which is a percentage of the base premium. For
further details see the Financial
Services Guide.
ING Home & Contents Insurance is subject to AGS' underwriting and ING’s
Customer Eligibility and Name-Screening Assessment. Home & Contents Insurance is not
available in NT, North QLD or Northern WA.
This is general information only, and does not take into account your
particular objectives, financial situation and needs and you should consider whether it is
appropriate for you having regard to these factors before acting on it. Read the relevant
Product Disclosure Statement, Target Market Determination, Key Fact Sheets, Financial Services
Guide and the ING Customer Eligibility and Name-Screening document available at ing.com.au and consider if an ING Home & Contents Insurance product
is right for you before deciding to purchase or continue to hold the product.
The price quoted is at the insurer's sole and unrestricted discretion. It is
based on the profile of the risk to be covered and any other factors the insurer may choose.
These factors may change at any time without notice, as may the prices. Discounts are applied by
the insurer. Any discounts on both new and renewing policies only apply to the extent that any
minimum premium isn't reached. If the policy renews, the price may exceed the price paid for the
previous policy. Premiums are subject to change. You will be responsible for all applicable GST
and other statutory charges.
DISCOUNTS: Discount applies to the first year's premium paid for a new
ING Home & Contents Insurance policy obtained online for approved applicants only. Discounts
do not apply to any renewal offer of insurance. Discounts are applied before government charges,
taxes, levies and fees, including instalment processing fees (as applicable). The full extent of
discounts may therefore be impacted. All rights are reserved to change the offer without notice.
The discount applies accordingly:
ING Home and Contents Insurance: 30% discount on combined
Home & Contents Insurance, 15% for Home only or Contents only policies.